Average land and construction cost by prefecture
Official FY2025 figures for Flat 35 borrowers who financed both land acquisition and custom-home construction. These are borrower statistics, not averages for every homebuyer in Japan.
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Compare Flat 35 borrower results
Average required funds are the official total corresponding to average land acquisition and construction costs for the same survey group. Median lot area and average floor area are separate descriptive statistics and do not describe one representative property.
| Prefecture | Average required funds | Land and construction |
|---|---|---|
| HokkaidoLot 241.5 m² · Floor 116.4 m² · 330 samples | ¥52.8M | Land ¥12MConstruction ¥40.8M |
| AomoriLot 265.1 m² · Floor 108.5 m² · 88 samples | ¥41.1M | Land ¥5.6MConstruction ¥35.5M |
| IwateLot 246.8 m² · Floor 104.9 m² · 74 samples | ¥41.8M | Land ¥7.3MConstruction ¥34.4M |
| MiyagiLot 218.2 m² · Floor 111.1 m² · 145 samples | ¥49.1M | Land ¥13.1MConstruction ¥36M |
| AkitaLot 253.5 m² · Floor 106.4 m² · 113 samples | ¥43.7M | Land ¥7MConstruction ¥36.7M |
| YamagataLot 267.2 m² · Floor 108.4 m² · 75 samples | ¥44.3M | Land ¥7.6MConstruction ¥36.7M |
| FukushimaLot 240.2 m² · Floor 105.7 m² · 120 samples | ¥44.5M | Land ¥9.5MConstruction ¥35M |
| IbarakiLot 295.8 m² · Floor 110.8 m² · 292 samples | ¥45M | Land ¥8MConstruction ¥36.9M |
| TochigiLot 255.4 m² · Floor 109.5 m² · 203 samples | ¥46.3M | Land ¥9.3MConstruction ¥36.9M |
| GunmaLot 307.6 m² · Floor 113.2 m² · 218 samples | ¥46.6M | Land ¥8.6MConstruction ¥38M |
| SaitamaLot 174.6 m² · Floor 111.8 m² · 430 samples | ¥56.1M | Land ¥18.1MConstruction ¥38M |
| ChibaLot 186.1 m² · Floor 113.2 m² · 452 samples | ¥57M | Land ¥16.7MConstruction ¥40.2M |
| TokyoLot 110.8 m² · Floor 104.8 m² · 393 samples | ¥80M | Land ¥42.7MConstruction ¥37.3M |
| KanagawaLot 143 m² · Floor 106.8 m² · 376 samples | ¥65M | Land ¥28.3MConstruction ¥36.7M |
| NiigataLot 206.3 m² · Floor 111 m² · 76 samples | ¥46.3M | Land ¥9.3MConstruction ¥37.1M |
| ToyamaLot 240 m² · Floor 116.5 m² · 29 samples | ¥43.7M | Land ¥6.4MConstruction ¥37.4M |
| IshikawaLot 214.8 m² · Floor 114.7 m² · 47 samples | ¥50.1M | Land ¥11.2MConstruction ¥38.9M |
| FukuiLot 229.9 m² · Floor 112.4 m² · 29 samples | ¥55.1M | Land ¥8.6MConstruction ¥46.5M |
| YamanashiLot 281.2 m² · Floor 110.2 m² · 141 samples | ¥44.8M | Land ¥8.7MConstruction ¥36.1M |
| NaganoLot 302 m² · Floor 110.1 m² · 164 samples | ¥48.3M | Land ¥10.1MConstruction ¥38.3M |
| GifuLot 256.7 m² · Floor 116.7 m² · 148 samples | ¥49.4M | Land ¥9.5MConstruction ¥39.9M |
| ShizuokaLot 217.5 m² · Floor 110 m² · 204 samples | ¥49.7M | Land ¥12.1MConstruction ¥37.7M |
| AichiLot 182.3 m² · Floor 114.5 m² · 342 samples | ¥58.3M | Land ¥19.2MConstruction ¥39.1M |
| MieLot 237.8 m² · Floor 107.5 m² · 76 samples | ¥47.4M | Land ¥10MConstruction ¥37.4M |
| ShigaLot 189.6 m² · Floor 108.1 m² · 168 samples | ¥48.8M | Land ¥13.7MConstruction ¥35M |
| KyotoLot 133.7 m² · Floor 104.1 m² · 148 samples | ¥53.3M | Land ¥19MConstruction ¥34.3M |
| OsakaLot 120.1 m² · Floor 110.2 m² · 615 samples | ¥57.9M | Land ¥23.6MConstruction ¥34.3M |
| HyogoLot 174.9 m² · Floor 113.8 m² · 398 samples | ¥56.4M | Land ¥17.8MConstruction ¥38.5M |
| NaraLot 197 m² · Floor 111.6 m² · 151 samples | ¥53.2M | Land ¥15.6MConstruction ¥37.6M |
| WakayamaLot 205.9 m² · Floor 111.9 m² · 118 samples | ¥46.8M | Land ¥8.9MConstruction ¥38M |
| TottoriLot 205.6 m² · Floor 100.9 m² · 11 samples | ¥47.4M | Land ¥10.3MConstruction ¥37.1M |
| ShimaneLot 221.4 m² · Floor 102.4 m² · 4 samples | ¥45.9M | Land ¥6.3MConstruction ¥39.6M |
| OkayamaLot 219 m² · Floor 109.9 m² · 85 samples | ¥47.1M | Land ¥10.7MConstruction ¥36.4M |
| HiroshimaLot 193.7 m² · Floor 109.1 m² · 76 samples | ¥50.4M | Land ¥12MConstruction ¥38.4M |
| YamaguchiLot 243.5 m² · Floor 109.6 m² · 74 samples | ¥47.5M | Land ¥9.5MConstruction ¥38.1M |
| TokushimaLot 219.4 m² · Floor 103.7 m² · 17 samples | ¥41.3M | Land ¥8MConstruction ¥33.3M |
| KagawaLot 238.4 m² · Floor 114.4 m² · 38 samples | ¥45.9M | Land ¥9.1MConstruction ¥36.9M |
| EhimeLot 194.3 m² · Floor 103.8 m² · 127 samples | ¥45.6M | Land ¥10.4MConstruction ¥35.2M |
| KochiLot 186.1 m² · Floor 105.1 m² · 34 samples | ¥48.2M | Land ¥10.3MConstruction ¥37.8M |
| FukuokaLot 226.1 m² · Floor 112.3 m² · 457 samples | ¥52.7M | Land ¥13.8MConstruction ¥38.9M |
| SagaLot 255 m² · Floor 110.4 m² · 72 samples | ¥44.3M | Land ¥8.3MConstruction ¥36.1M |
| NagasakiLot 210.1 m² · Floor 108.2 m² · 72 samples | ¥47.5M | Land ¥11MConstruction ¥36.5M |
| KumamotoLot 248.1 m² · Floor 106.1 m² · 173 samples | ¥45.9M | Land ¥9.6MConstruction ¥36.3M |
| OitaLot 238.7 m² · Floor 110.4 m² · 61 samples | ¥48.8M | Land ¥11.5MConstruction ¥37.3M |
| MiyazakiLot 304.1 m² · Floor 110 m² · 73 samples | ¥46.6M | Land ¥8.8MConstruction ¥37.8M |
| KagoshimaLot 247.5 m² · Floor 102.9 m² · 163 samples | ¥43M | Land ¥9.2MConstruction ¥33.8M |
| OkinawaLot 181.4 m² · Floor 102.4 m² · 33 samples | ¥60.2M | Land ¥21MConstruction ¥39.1M |
Source: Japan Housing Finance Agency, FY2025 Flat 35 Borrower Survey. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price. Registration, taxes and loan fees are not presented as included.
Compare a consistent 30-tsubo model
Thirty tsubo is not the Japanese average; it is a compact hypothetical model used to compare every prefecture under the same conditions. In the FY2025 Flat 35 survey, the national median lot area was about 62 tsubo (206.1 m²) and the average floor area was about 33 tsubo (110.3 m²). This model is separate from the borrower results above and does not determine whether a 30-tsubo building can be built on an individual lot.
| Prefecture | Total model | Land and building |
|---|---|---|
| Hokkaido176 municipalities · 3771 neighborhoods | ¥41.1M | Land ¥2.9MBuilding ¥34.8M |
| Aomori35 municipalities · 689 neighborhoods | ¥37.4M | Land ¥1.8MBuilding ¥32.4M |
| Iwate23 municipalities · 600 neighborhoods | ¥37.8M | Land ¥2.1MBuilding ¥32.4M |
| Miyagi37 municipalities · 940 neighborhoods | ¥40.7M | Land ¥5.4MBuilding ¥32.1M |
| Akita23 municipalities · 698 neighborhoods | ¥39M | Land ¥1.4MBuilding ¥34.2M |
| Yamagata33 municipalities · 877 neighborhoods | ¥39.2M | Land ¥2.3MBuilding ¥33.6M |
| Fukushima39 municipalities · 974 neighborhoods | ¥38.7M | Land ¥2.4MBuilding ¥33M |
| Ibaraki44 municipalities · 1900 neighborhoods | ¥37.9M | Land ¥1.6MBuilding ¥33M |
| Tochigi25 municipalities · 1271 neighborhoods | ¥38.6M | Land ¥2MBuilding ¥33.3M |
| Gunma34 municipalities · 1129 neighborhoods | ¥38.8M | Land ¥2.2MBuilding ¥33.3M |
| Saitama72 municipalities · 2407 neighborhoods | ¥44.8M | Land ¥7.8MBuilding ¥33.6M |
| Chiba59 municipalities · 2228 neighborhoods | ¥45.8M | Land ¥6.9MBuilding ¥35.4M |
| Tokyo57 municipalities · 1456 neighborhoods | ¥89.9M | Land ¥51MBuilding ¥35.4M |
| Kanagawa58 municipalities · 1750 neighborhoods | ¥55.6M | Land ¥18.3MBuilding ¥33.9M |
| Niigata36 municipalities · 2150 neighborhoods | ¥39.1M | Land ¥2.8MBuilding ¥33M |
| Toyama15 municipalities · 1185 neighborhoods | ¥37.6M | Land ¥2.6MBuilding ¥31.8M |
| Ishikawa18 municipalities · 1029 neighborhoods | ¥40.3M | Land ¥3.3MBuilding ¥33.6M |
| Fukui17 municipalities · 828 neighborhoods | ¥48.8M | Land ¥3.6MBuilding ¥41.1M |
| Yamanashi23 municipalities · 500 neighborhoods | ¥37.9M | Land ¥2.3MBuilding ¥32.4M |
| Nagano63 municipalities · 1035 neighborhoods | ¥39.8M | Land ¥1.8MBuilding ¥34.5M |
| Gifu42 municipalities · 1844 neighborhoods | ¥40.2M | Land ¥2.9MBuilding ¥33.9M |
| Shizuoka39 municipalities · 2059 neighborhoods | ¥42.7M | Land ¥5.4MBuilding ¥33.9M |
| Aichi64 municipalities · 3932 neighborhoods | ¥46.6M | Land ¥9.3MBuilding ¥33.9M |
| Mie29 municipalities · 1639 neighborhoods | ¥39.9M | Land ¥1.9MBuilding ¥34.5M |
| Shiga19 municipalities · 1106 neighborhoods | ¥39.8M | Land ¥4.5MBuilding ¥32.1M |
| Kyoto30 municipalities · 1796 neighborhoods | ¥50.7M | Land ¥14.7MBuilding ¥32.7M |
| Osaka72 municipalities · 2798 neighborhoods | ¥51.1M | Land ¥17.1MBuilding ¥30.9M |
| Hyogo49 municipalities · 2915 neighborhoods | ¥44.8M | Land ¥7.8MBuilding ¥33.6M |
| Nara38 municipalities · 919 neighborhoods | ¥42.6M | Land ¥6MBuilding ¥33.3M |
| Wakayama30 municipalities · 817 neighborhoods | ¥39.4M | Land ¥2.4MBuilding ¥33.6M |
| Tottori19 municipalities · 577 neighborhoods | ¥42.3M | Land ¥2.3MBuilding ¥36.3M |
| Shimane18 municipalities · 525 neighborhoods | ¥44.3M | Land ¥2MBuilding ¥38.4M |
| Okayama29 municipalities · 1221 neighborhoods | ¥40.2M | Land ¥3.9MBuilding ¥33M |
| Hiroshima30 municipalities · 1227 neighborhoods | ¥44.6M | Land ¥6.3MBuilding ¥34.8M |
| Yamaguchi18 municipalities · 981 neighborhoods | ¥40.7M | Land ¥2.7MBuilding ¥34.5M |
| Tokushima18 municipalities · 341 neighborhoods | ¥38M | Land ¥3MBuilding ¥31.8M |
| Kagawa16 municipalities · 474 neighborhoods | ¥37.7M | Land ¥2.4MBuilding ¥32.1M |
| Ehime19 municipalities · 869 neighborhoods | ¥40.9M | Land ¥3.9MBuilding ¥33.6M |
| Kochi31 municipalities · 524 neighborhoods | ¥43.8M | Land ¥4.5MBuilding ¥35.7M |
| Fukuoka71 municipalities · 2428 neighborhoods | ¥42.5M | Land ¥4.5MBuilding ¥34.5M |
| Saga20 municipalities · 439 neighborhoods | ¥38M | Land ¥2.3MBuilding ¥32.4M |
| Nagasaki21 municipalities · 986 neighborhoods | ¥39M | Land ¥2.4MBuilding ¥33.3M |
| Kumamoto44 municipalities · 1091 neighborhoods | ¥40M | Land ¥2.7MBuilding ¥33.9M |
| Oita17 municipalities · 789 neighborhoods | ¥40.3M | Land ¥3.3MBuilding ¥33.6M |
| Miyazaki23 municipalities · 554 neighborhoods | ¥40M | Land ¥2.4MBuilding ¥34.2M |
| Kagoshima38 municipalities · 873 neighborhoods | ¥37.4M | Land ¥1.7MBuilding ¥32.4M |
| Okinawa40 municipalities · 603 neighborhoods | ¥46.7M | Land ¥5.1MBuilding ¥37.8M |
This model provisionally adds 10% of construction cost for ancillary costs and is not a quotation.