Prices in Japanese yen (JPY). K = thousand; M = million. Unit prices are per m² unless stated otherwise.

FY2025 · FLAT 35 BORROWER SURVEY

Shiga average land and construction cost

Official averages for 168 Flat 35 borrowers in Shiga who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

FY2025 · Custom homes with land
Average required funds
Average land acquisition
Average construction
Survey records
168

Home and lot sizes in the survey

Median lot area
189.6 m²
Average floor area
108.1 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 100 m² model

The table below is a planning model using 100 m² of land and the same floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Kusatsu-City2025 · 95 transactions · 52 neighborhoodsLand Building
Ritto2025 · 48 transactions · 30 neighborhoodsLand Building
Otsu2025 · 252 transactions · 164 neighborhoodsLand Building
Moriyama2025 · 63 transactions · 41 neighborhoodsLand Building
Yasu2025 · 36 transactions · 36 neighborhoodsLand Building
Omihachiman2025 · 83 transactions · 83 neighborhoodsLand Building
Konan-City2025 · 63 transactions · 39 neighborhoodsLand Building
Koka2025 · 70 transactions · 89 neighborhoodsLand Building
Hikone2025 · 111 transactions · 94 neighborhoodsLand Building
Nagahama2025 · 97 transactions · 140 neighborhoodsLand Building
Aisho2025 · 15 transactions · 21 neighborhoodsLand Building
Taga2025 · 4 transactions · 13 neighborhoodsLand Building
Higashiomi2025 · 111 transactions · 122 neighborhoodsLand Building
Maibara2025 · 27 transactions · 49 neighborhoodsLand Building
Takashima2025 · 116 transactions · 76 neighborhoodsLand Building
Toyosato2025 · 9 transactions · 12 neighborhoodsLand Building
Ryuo2025 · 10 transactions · 11 neighborhoodsLand Building
Hino-Town2025 · 22 transactions · 24 neighborhoodsLand Building
Kora2025 · 5 transactions · 10 neighborhoodsLand Building
MunicipalityTotal modelLand / build
Kusatsu-City95 transactions · 52 neighborhoodsLandBuildRitto48 transactions · 30 neighborhoodsLandBuildOtsu252 transactions · 164 neighborhoodsLandBuildMoriyama63 transactions · 41 neighborhoodsLandBuildYasu36 transactions · 36 neighborhoodsLandBuildOmihachiman83 transactions · 83 neighborhoodsLandBuildKonan-City63 transactions · 39 neighborhoodsLandBuildKoka70 transactions · 89 neighborhoodsLandBuildHikone111 transactions · 94 neighborhoodsLandBuildNagahama97 transactions · 140 neighborhoodsLandBuildAisho15 transactions · 21 neighborhoodsLandBuildTaga4 transactions · 13 neighborhoodsLandBuildHigashiomi111 transactions · 122 neighborhoodsLandBuildMaibara27 transactions · 49 neighborhoodsLandBuildTakashima116 transactions · 76 neighborhoodsLandBuildToyosato9 transactions · 12 neighborhoodsLandBuildRyuo10 transactions · 11 neighborhoodsLandBuildHino-Town22 transactions · 24 neighborhoodsLandBuildKora5 transactions · 10 neighborhoodsLandBuild

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-square-metre planning rate; ancillary costs are provisionally 10% of modeled construction cost.