FY2025 · FLAT 35 BORROWER SURVEY

Shiga average land and construction cost

Official averages for 168 Flat 35 borrowers in Shiga who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

Average required funds
JPY 48.75M
Average land acquisitionJPY 13.71M
Average constructionJPY 35.04M
Survey records
168

Home and lot sizes in the survey

Median lot area
189.6 m²
Average floor area
108.1 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 99.2 m² (30-tsubo) model

The table below is a planning model using 99.2 m² (30 tsubo) of land and the same floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Kusatsu-City2025 · 95 transactions · 52 neighborhoodsJPY 47.01MLand JPY 11.7MBuilding JPY 32.1M
Ritto2025 · 48 transactions · 30 neighborhoodsJPY 45.81MLand JPY 10.5MBuilding JPY 32.1M
Otsu2025 · 252 transactions · 164 neighborhoodsJPY 43.41MLand JPY 8.1MBuilding JPY 32.1M
Moriyama2025 · 63 transactions · 41 neighborhoodsJPY 42.51MLand JPY 7.2MBuilding JPY 32.1M
Yasu2025 · 36 transactions · 36 neighborhoodsJPY 41.91MLand JPY 6.6MBuilding JPY 32.1M
Omihachiman2025 · 83 transactions · 83 neighborhoodsJPY 40.41MLand JPY 5.1MBuilding JPY 32.1M
Konan-City2025 · 63 transactions · 39 neighborhoodsJPY 40.11MLand JPY 4.8MBuilding JPY 32.1M
Koka2025 · 70 transactions · 89 neighborhoodsJPY 38.18MLand JPY 2.87MBuilding JPY 32.1M
Hikone2025 · 111 transactions · 94 neighborhoodsJPY 38.1MLand JPY 2.79MBuilding JPY 32.1M
Nagahama2025 · 97 transactions · 140 neighborhoodsJPY 37.89MLand JPY 2.58MBuilding JPY 32.1M
Aisho2025 · 15 transactions · 21 neighborhoodsJPY 37.71MLand JPY 2.4MBuilding JPY 32.1M
Taga2025 · 4 transactions · 13 neighborhoodsJPY 37.58MLand JPY 2.27MBuilding JPY 32.1M
Higashiomi2025 · 111 transactions · 122 neighborhoodsJPY 37.41MLand JPY 2.1MBuilding JPY 32.1M
Maibara2025 · 27 transactions · 49 neighborhoodsJPY 37.05MLand JPY 1.74MBuilding JPY 32.1M
Takashima2025 · 116 transactions · 76 neighborhoodsJPY 36.81MLand JPY 1.5MBuilding JPY 32.1M
Toyosato2025 · 9 transactions · 12 neighborhoodsJPY 36.6MLand JPY 1.29MBuilding JPY 32.1M
Ryuo2025 · 10 transactions · 11 neighborhoodsJPY 36.21MLand JPY 900,000Building JPY 32.1M
Hino-Town2025 · 22 transactions · 24 neighborhoodsJPY 36.09MLand JPY 780,000Building JPY 32.1M
Kora2025 · 5 transactions · 10 neighborhoodsJPY 35.67MLand JPY 360,000Building JPY 32.1M
MunicipalityTotal modelLand / build
Kusatsu-City95 transactions · 52 neighborhoodsJPY 47.01MLandJPY 11.7MBuildJPY 32.1MRitto48 transactions · 30 neighborhoodsJPY 45.81MLandJPY 10.5MBuildJPY 32.1MOtsu252 transactions · 164 neighborhoodsJPY 43.41MLandJPY 8.1MBuildJPY 32.1MMoriyama63 transactions · 41 neighborhoodsJPY 42.51MLandJPY 7.2MBuildJPY 32.1MYasu36 transactions · 36 neighborhoodsJPY 41.91MLandJPY 6.6MBuildJPY 32.1MOmihachiman83 transactions · 83 neighborhoodsJPY 40.41MLandJPY 5.1MBuildJPY 32.1MKonan-City63 transactions · 39 neighborhoodsJPY 40.11MLandJPY 4.8MBuildJPY 32.1MKoka70 transactions · 89 neighborhoodsJPY 38.18MLandJPY 2.87MBuildJPY 32.1MHikone111 transactions · 94 neighborhoodsJPY 38.1MLandJPY 2.79MBuildJPY 32.1MNagahama97 transactions · 140 neighborhoodsJPY 37.89MLandJPY 2.58MBuildJPY 32.1MAisho15 transactions · 21 neighborhoodsJPY 37.71MLandJPY 2.4MBuildJPY 32.1MTaga4 transactions · 13 neighborhoodsJPY 37.58MLandJPY 2.27MBuildJPY 32.1MHigashiomi111 transactions · 122 neighborhoodsJPY 37.41MLandJPY 2.1MBuildJPY 32.1MMaibara27 transactions · 49 neighborhoodsJPY 37.05MLandJPY 1.74MBuildJPY 32.1MTakashima116 transactions · 76 neighborhoodsJPY 36.81MLandJPY 1.5MBuildJPY 32.1MToyosato9 transactions · 12 neighborhoodsJPY 36.6MLandJPY 1.29MBuildJPY 32.1MRyuo10 transactions · 11 neighborhoodsJPY 36.21MLandJPY 900,000BuildJPY 32.1MHino-Town22 transactions · 24 neighborhoodsJPY 36.09MLandJPY 780,000BuildJPY 32.1MKora5 transactions · 10 neighborhoodsJPY 35.67MLandJPY 360,000BuildJPY 32.1M

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-square-metre planning rate; ancillary costs are provisionally 10% of modeled construction cost.