FY2025 · FLAT 35 BORROWER SURVEY

Nagano average land and construction cost

Official averages for 164 Flat 35 borrowers in Nagano who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

Average required funds
¥48.3M
Average land acquisition¥10.1M
Average construction¥38.3M
Survey records
164

Home and lot sizes in the survey

Median lot area
302 m²
Average floor area
110.1 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 30-tsubo model

The table below is a planning model using 30 tsubo of land and 30 tsubo of floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Nozawaonsen2025 · 2 transactions · 4 neighborhoods¥50.6MLand ¥12.6MBuilding ¥34.5M
Nagano2025 · 326 transactions · 146 neighborhoods¥44MLand ¥6MBuilding ¥34.5M
Matsumoto2025 · 281 transactions · 102 neighborhoods¥43.1MLand ¥5.1MBuilding ¥34.5M
Obuse2025 · 13 transactions · 8 neighborhoods¥42.2MLand ¥4.2MBuilding ¥34.5M
Nakano-City2025 · 44 transactions · 36 neighborhoods¥41.9MLand ¥3.9MBuilding ¥34.5M
Suzaka2025 · 42 transactions · 30 neighborhoods¥41.9MLand ¥3.9MBuilding ¥34.5M
Karuizawa2025 · 161 transactions · 7 neighborhoods¥41.6MLand ¥3.6MBuilding ¥34.5M
Shiojiri2025 · 85 transactions · 34 neighborhoods¥41.6MLand ¥3.6MBuilding ¥34.5M
Okaya2025 · 54 transactions · 35 neighborhoods¥41.6MLand ¥3.6MBuilding ¥34.5M
Suwa2025 · 58 transactions · 21 neighborhoods¥41.3MLand ¥3.3MBuilding ¥34.5M
Shimosuwa2025 · 25 transactions · 1 neighborhoods¥41.3MLand ¥3.3MBuilding ¥34.5M
Azumino2025 · 140 transactions · 21 neighborhoods¥40.5MLand ¥2.6MBuilding ¥34.5M
Hakuba2025 · 30 transactions · 2 neighborhoods¥40.1MLand ¥2.1MBuilding ¥34.5M
Miyota2025 · 78 transactions · 7 neighborhoods¥40MLand ¥2MBuilding ¥34.5M
Ueda2025 · 158 transactions · 82 neighborhoods¥39.9MLand ¥2MBuilding ¥34.5M
Chikuma2025 · 70 transactions · 32 neighborhoods¥39.9MLand ¥2MBuilding ¥34.5M
Saku2025 · 174 transactions · 67 neighborhoods¥39.6MLand ¥1.7MBuilding ¥34.5M
Yamagata-Village2025 · 5 transactions · 0 neighborhoods¥39.6MLand ¥1.6MBuilding ¥34.5M
Miyada2025 · 7 transactions · 0 neighborhoods¥39.5MLand ¥1.6MBuilding ¥34.5M
Sakaki2025 · 4 transactions · 6 neighborhoods¥39.3MLand ¥1.4MBuilding ¥34.5M
Iida2025 · 148 transactions · 82 neighborhoods¥39.3MLand ¥1.4MBuilding ¥34.5M
Takayama-Village2025 · 6 transactions · 4 neighborhoods¥39.2MLand ¥1.2MBuilding ¥34.5M
Iizuna2025 · 9 transactions · 10 neighborhoods¥39.2MLand ¥1.2MBuilding ¥34.5M
Komoro2025 · 76 transactions · 37 neighborhoods¥39MLand ¥1.1MBuilding ¥34.5M
Chino2025 · 95 transactions · 14 neighborhoods¥39MLand ¥1MBuilding ¥34.5M
Komi2025 · 3 transactions · 4 neighborhoods¥38.9MLand ¥1MBuilding ¥34.5M
Ina-City2025 · 94 transactions · 41 neighborhoods¥38.9MLand ¥0.9MBuilding ¥34.5M
Toyoka2025 · 6 transactions · 2 neighborhoods¥38.9MLand ¥0.9MBuilding ¥34.5M
Omi2025 · 4 transactions · 2 neighborhoods¥38.9MLand ¥0.9MBuilding ¥34.5M
Komagane2025 · 30 transactions · 16 neighborhoods¥38.7MLand ¥0.8MBuilding ¥34.5M
Takagi2025 · 6 transactions · 0 neighborhoods¥38.7MLand ¥0.8MBuilding ¥34.5M
Tateshina2025 · 4 transactions · 6 neighborhoods¥38.7MLand ¥0.7MBuilding ¥34.5M
Takamori2025 · 12 transactions · 6 neighborhoods¥38.7MLand ¥0.7MBuilding ¥34.5M
Kiso-Village2025 · 5 transactions · 3 neighborhoods¥38.6MLand ¥0.7MBuilding ¥34.5M
Chikuhoku2025 · 4 transactions · 5 neighborhoods¥38.6MLand ¥0.6MBuilding ¥34.5M
Ikeda-Town-204812025 · 8 transactions · 2 neighborhoods¥38.6MLand ¥0.6MBuilding ¥34.5M
Hara2025 · 32 transactions · 0 neighborhoods¥38.5MLand ¥0.6MBuilding ¥34.5M
Nagawa2025 · 5 transactions · 4 neighborhoods¥38.5MLand ¥0.6MBuilding ¥34.5M
Agematsu2025 · 6 transactions · 6 neighborhoods¥38.5MLand ¥0.6MBuilding ¥34.5M
Omachi2025 · 34 transactions · 6 neighborhoods¥38.4MLand ¥0.5MBuilding ¥34.5M
Iiyama2025 · 53 transactions · 16 neighborhoods¥38.4MLand ¥0.5MBuilding ¥34.5M
Iijima2025 · 9 transactions · 4 neighborhoods¥38.4MLand ¥0.5MBuilding ¥34.5M
Asahi-Village2025 · 17 transactions · 4 neighborhoods¥38.4MLand ¥0.5MBuilding ¥34.5M
Tomi2025 · 32 transactions · 18 neighborhoods¥38.4MLand ¥0.4MBuilding ¥34.5M
Minamimaki2025 · 13 transactions · 5 neighborhoods¥38.4MLand ¥0.4MBuilding ¥34.5M
Kijimadaira2025 · 4 transactions · 3 neighborhoods¥38.3MLand ¥0.4MBuilding ¥34.5M
Neba2024 · 1 transactions · 0 neighborhoods¥38.3MLand ¥0.4MBuilding ¥34.5M
Fujimi-Town2025 · 52 transactions · 5 neighborhoods¥38.3MLand ¥0.4MBuilding ¥34.5M
Kiso-Town2025 · 17 transactions · 6 neighborhoods¥38.3MLand ¥0.4MBuilding ¥34.5M
Matsukawa-Village2025 · 42 transactions · 0 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Anan2025 · 2 transactions · 5 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Ogawa-Village2025 · 1 transactions · 2 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Oshika2024 · 1 transactions · 2 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Yamanochi2025 · 4 transactions · 4 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Shinano2025 · 23 transactions · 8 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Kawakami2025 · 3 transactions · 5 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Kitaaiki2024 · 1 transactions · 0 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Sakae-Village2025 · 1 transactions · 3 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Tenryu2024 · 1 transactions · 2 neighborhoods¥38.3MLand ¥0.3MBuilding ¥34.5M
Otari2025 · 14 transactions · 1 neighborhoods¥38.2MLand ¥0.3MBuilding ¥34.5M
Nakagawa-Village2025 · 2 transactions · 3 neighborhoods¥38.2MLand ¥0.2MBuilding ¥34.5M
Minowa2025 · 55 transactions · 5 neighborhoods¥38.2MLand ¥0.2MBuilding ¥34.5M
Tatsuno2025 · 22 transactions · 11 neighborhoods¥38.1MLand ¥0.2MBuilding ¥34.5M
Aoki2025 · 4 transactions · 7 neighborhoods¥38.1MLand ¥0.2MBuilding ¥34.5M
Minamiaiki2024 · 1 transactions · 0 neighborhoods¥38.1MLand ¥0.1MBuilding ¥34.5M
Nagiso2025 · 6 transactions · 3 neighborhoods¥38.1MLand ¥0.1MBuilding ¥34.5M
Achi2025 · 13 transactions · 6 neighborhoods¥38.1MLand ¥0.1MBuilding ¥34.5M
Yasuoka2025 · 1 transactions · 0 neighborhoods¥38.1MLand ¥0.1MBuilding ¥34.5M
Okuwa2025 · 4 transactions · 0 neighborhoods¥38.1MLand ¥0.1MBuilding ¥34.5M
Matsukawa-Town2025 · 9 transactions · 4 neighborhoods¥38MLand ¥0.1MBuilding ¥34.5M
Sakuho2025 · 3 transactions · 8 neighborhoods¥38MLand ¥0.1MBuilding ¥34.5M
Urugi2024 · 2 transactions · 0 neighborhoods¥38MLand ¥0.1MBuilding ¥34.5M
Otaki-Village2025 · 2 transactions · 0 neighborhoods¥38MLand ¥0MBuilding ¥34.5M
Ikusaka2025 · 1 transactions · 2 neighborhoods¥38MLand ¥0MBuilding ¥34.5M
Shimojo2025 · 1 transactions · 2 neighborhoods¥38MLand ¥0MBuilding ¥34.5M
MunicipalityTotal modelLand / build
Nozawaonsen2 transactions · 4 neighborhoods¥50.6MLand¥12.6MBuild¥34.5MNagano326 transactions · 146 neighborhoods¥44MLand¥6MBuild¥34.5MMatsumoto281 transactions · 102 neighborhoods¥43.1MLand¥5.1MBuild¥34.5MObuse13 transactions · 8 neighborhoods¥42.2MLand¥4.2MBuild¥34.5MNakano-City44 transactions · 36 neighborhoods¥41.9MLand¥3.9MBuild¥34.5MSuzaka42 transactions · 30 neighborhoods¥41.9MLand¥3.9MBuild¥34.5MKaruizawa161 transactions · 7 neighborhoods¥41.6MLand¥3.6MBuild¥34.5MShiojiri85 transactions · 34 neighborhoods¥41.6MLand¥3.6MBuild¥34.5MOkaya54 transactions · 35 neighborhoods¥41.6MLand¥3.6MBuild¥34.5MSuwa58 transactions · 21 neighborhoods¥41.3MLand¥3.3MBuild¥34.5MShimosuwa25 transactions · 1 neighborhoods¥41.3MLand¥3.3MBuild¥34.5MAzumino140 transactions · 21 neighborhoods¥40.5MLand¥2.6MBuild¥34.5MHakuba30 transactions · 2 neighborhoods¥40.1MLand¥2.1MBuild¥34.5MMiyota78 transactions · 7 neighborhoods¥40MLand¥2MBuild¥34.5MUeda158 transactions · 82 neighborhoods¥39.9MLand¥2MBuild¥34.5MChikuma70 transactions · 32 neighborhoods¥39.9MLand¥2MBuild¥34.5MSaku174 transactions · 67 neighborhoods¥39.6MLand¥1.7MBuild¥34.5MYamagata-Village5 transactions · 0 neighborhoods¥39.6MLand¥1.6MBuild¥34.5MMiyada7 transactions · 0 neighborhoods¥39.5MLand¥1.6MBuild¥34.5MSakaki4 transactions · 6 neighborhoods¥39.3MLand¥1.4MBuild¥34.5MIida148 transactions · 82 neighborhoods¥39.3MLand¥1.4MBuild¥34.5MTakayama-Village6 transactions · 4 neighborhoods¥39.2MLand¥1.2MBuild¥34.5MIizuna9 transactions · 10 neighborhoods¥39.2MLand¥1.2MBuild¥34.5MKomoro76 transactions · 37 neighborhoods¥39MLand¥1.1MBuild¥34.5MChino95 transactions · 14 neighborhoods¥39MLand¥1MBuild¥34.5MKomi3 transactions · 4 neighborhoods¥38.9MLand¥1MBuild¥34.5MIna-City94 transactions · 41 neighborhoods¥38.9MLand¥0.9MBuild¥34.5MToyoka6 transactions · 2 neighborhoods¥38.9MLand¥0.9MBuild¥34.5MOmi4 transactions · 2 neighborhoods¥38.9MLand¥0.9MBuild¥34.5MKomagane30 transactions · 16 neighborhoods¥38.7MLand¥0.8MBuild¥34.5MTakagi6 transactions · 0 neighborhoods¥38.7MLand¥0.8MBuild¥34.5MTateshina4 transactions · 6 neighborhoods¥38.7MLand¥0.7MBuild¥34.5MTakamori12 transactions · 6 neighborhoods¥38.7MLand¥0.7MBuild¥34.5MKiso-Village5 transactions · 3 neighborhoods¥38.6MLand¥0.7MBuild¥34.5MChikuhoku4 transactions · 5 neighborhoods¥38.6MLand¥0.6MBuild¥34.5MIkeda-Town-204818 transactions · 2 neighborhoods¥38.6MLand¥0.6MBuild¥34.5MHara32 transactions · 0 neighborhoods¥38.5MLand¥0.6MBuild¥34.5MNagawa5 transactions · 4 neighborhoods¥38.5MLand¥0.6MBuild¥34.5MAgematsu6 transactions · 6 neighborhoods¥38.5MLand¥0.6MBuild¥34.5MOmachi34 transactions · 6 neighborhoods¥38.4MLand¥0.5MBuild¥34.5MIiyama53 transactions · 16 neighborhoods¥38.4MLand¥0.5MBuild¥34.5MIijima9 transactions · 4 neighborhoods¥38.4MLand¥0.5MBuild¥34.5MAsahi-Village17 transactions · 4 neighborhoods¥38.4MLand¥0.5MBuild¥34.5MTomi32 transactions · 18 neighborhoods¥38.4MLand¥0.4MBuild¥34.5MMinamimaki13 transactions · 5 neighborhoods¥38.4MLand¥0.4MBuild¥34.5MKijimadaira4 transactions · 3 neighborhoods¥38.3MLand¥0.4MBuild¥34.5MNeba1 transactions · 0 neighborhoods¥38.3MLand¥0.4MBuild¥34.5MFujimi-Town52 transactions · 5 neighborhoods¥38.3MLand¥0.4MBuild¥34.5MKiso-Town17 transactions · 6 neighborhoods¥38.3MLand¥0.4MBuild¥34.5MMatsukawa-Village42 transactions · 0 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MAnan2 transactions · 5 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MOgawa-Village1 transactions · 2 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MOshika1 transactions · 2 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MYamanochi4 transactions · 4 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MShinano23 transactions · 8 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MKawakami3 transactions · 5 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MKitaaiki1 transactions · 0 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MSakae-Village1 transactions · 3 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MTenryu1 transactions · 2 neighborhoods¥38.3MLand¥0.3MBuild¥34.5MOtari14 transactions · 1 neighborhoods¥38.2MLand¥0.3MBuild¥34.5MNakagawa-Village2 transactions · 3 neighborhoods¥38.2MLand¥0.2MBuild¥34.5MMinowa55 transactions · 5 neighborhoods¥38.2MLand¥0.2MBuild¥34.5MTatsuno22 transactions · 11 neighborhoods¥38.1MLand¥0.2MBuild¥34.5MAoki4 transactions · 7 neighborhoods¥38.1MLand¥0.2MBuild¥34.5MMinamiaiki1 transactions · 0 neighborhoods¥38.1MLand¥0.1MBuild¥34.5MNagiso6 transactions · 3 neighborhoods¥38.1MLand¥0.1MBuild¥34.5MAchi13 transactions · 6 neighborhoods¥38.1MLand¥0.1MBuild¥34.5MYasuoka1 transactions · 0 neighborhoods¥38.1MLand¥0.1MBuild¥34.5MOkuwa4 transactions · 0 neighborhoods¥38.1MLand¥0.1MBuild¥34.5MMatsukawa-Town9 transactions · 4 neighborhoods¥38MLand¥0.1MBuild¥34.5MSakuho3 transactions · 8 neighborhoods¥38MLand¥0.1MBuild¥34.5MUrugi2 transactions · 0 neighborhoods¥38MLand¥0.1MBuild¥34.5MOtaki-Village2 transactions · 0 neighborhoods¥38MLand¥0MBuild¥34.5MIkusaka1 transactions · 2 neighborhoods¥38MLand¥0MBuild¥34.5MShimojo1 transactions · 2 neighborhoods¥38MLand¥0MBuild¥34.5M

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-tsubo planning rate; ancillary costs are provisionally 10% of modeled construction cost.