Prices in Japanese yen (JPY). K = thousand; M = million. Unit prices are per m² unless stated otherwise.

FY2025 · FLAT 35 BORROWER SURVEY

Nagano average land and construction cost

Official averages for 164 Flat 35 borrowers in Nagano who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

FY2025 · Custom homes with land
Average required funds
Average land acquisition
Average construction
Survey records
164

Home and lot sizes in the survey

Median lot area
302 m²
Average floor area
110.1 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 100 m² model

The table below is a planning model using 100 m² of land and the same floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Nozawaonsen2025 · 2 transactions · 4 neighborhoodsLand Building
Nagano2025 · 326 transactions · 146 neighborhoodsLand Building
Matsumoto2025 · 281 transactions · 102 neighborhoodsLand Building
Obuse2025 · 13 transactions · 8 neighborhoodsLand Building
Nakano-City2025 · 44 transactions · 36 neighborhoodsLand Building
Suzaka2025 · 42 transactions · 30 neighborhoodsLand Building
Karuizawa2025 · 161 transactions · 7 neighborhoodsLand Building
Shiojiri2025 · 85 transactions · 34 neighborhoodsLand Building
Okaya2025 · 54 transactions · 35 neighborhoodsLand Building
Suwa2025 · 58 transactions · 21 neighborhoodsLand Building
Shimosuwa2025 · 25 transactions · 1 neighborhoodsLand Building
Azumino2025 · 140 transactions · 21 neighborhoodsLand Building
Hakuba2025 · 30 transactions · 2 neighborhoodsLand Building
Miyota2025 · 78 transactions · 7 neighborhoodsLand Building
Ueda2025 · 158 transactions · 82 neighborhoodsLand Building
Chikuma2025 · 70 transactions · 32 neighborhoodsLand Building
Saku2025 · 174 transactions · 67 neighborhoodsLand Building
Yamagata-Village2025 · 5 transactions · 0 neighborhoodsLand Building
Miyada2025 · 7 transactions · 0 neighborhoodsLand Building
Sakaki2025 · 4 transactions · 6 neighborhoodsLand Building
Iida2025 · 148 transactions · 82 neighborhoodsLand Building
Takayama-Village2025 · 6 transactions · 4 neighborhoodsLand Building
Iizuna2025 · 9 transactions · 10 neighborhoodsLand Building
Komoro2025 · 76 transactions · 37 neighborhoodsLand Building
Chino2025 · 95 transactions · 14 neighborhoodsLand Building
Komi2025 · 3 transactions · 4 neighborhoodsLand Building
Ina-City2025 · 94 transactions · 41 neighborhoodsLand Building
Toyoka2025 · 6 transactions · 2 neighborhoodsLand Building
Omi2025 · 4 transactions · 2 neighborhoodsLand Building
Komagane2025 · 30 transactions · 16 neighborhoodsLand Building
Takagi2025 · 6 transactions · 0 neighborhoodsLand Building
Tateshina2025 · 4 transactions · 6 neighborhoodsLand Building
Takamori2025 · 12 transactions · 6 neighborhoodsLand Building
Kiso-Village2025 · 5 transactions · 3 neighborhoodsLand Building
Chikuhoku2025 · 4 transactions · 5 neighborhoodsLand Building
Ikeda-Town-204812025 · 8 transactions · 2 neighborhoodsLand Building
Hara2025 · 32 transactions · 0 neighborhoodsLand Building
Nagawa2025 · 5 transactions · 4 neighborhoodsLand Building
Agematsu2025 · 6 transactions · 6 neighborhoodsLand Building
Omachi2025 · 34 transactions · 6 neighborhoodsLand Building
Iiyama2025 · 53 transactions · 16 neighborhoodsLand Building
Iijima2025 · 9 transactions · 4 neighborhoodsLand Building
Asahi-Village2025 · 17 transactions · 4 neighborhoodsLand Building
Tomi2025 · 32 transactions · 18 neighborhoodsLand Building
Minamimaki2025 · 13 transactions · 5 neighborhoodsLand Building
Kijimadaira2025 · 4 transactions · 3 neighborhoodsLand Building
Neba2024 · 1 transactions · 0 neighborhoodsLand Building
Fujimi-Town2025 · 52 transactions · 5 neighborhoodsLand Building
Kiso-Town2025 · 17 transactions · 6 neighborhoodsLand Building
Matsukawa-Village2025 · 42 transactions · 0 neighborhoodsLand Building
Anan2025 · 2 transactions · 5 neighborhoodsLand Building
Ogawa-Village2025 · 1 transactions · 2 neighborhoodsLand Building
Oshika2024 · 1 transactions · 2 neighborhoodsLand Building
Yamanochi2025 · 4 transactions · 4 neighborhoodsLand Building
Shinano2025 · 23 transactions · 8 neighborhoodsLand Building
Kawakami2025 · 3 transactions · 5 neighborhoodsLand Building
Kitaaiki2024 · 1 transactions · 0 neighborhoodsLand Building
Sakae-Village2025 · 1 transactions · 3 neighborhoodsLand Building
Tenryu2024 · 1 transactions · 2 neighborhoodsLand Building
Otari2025 · 14 transactions · 1 neighborhoodsLand Building
Nakagawa-Village2025 · 2 transactions · 3 neighborhoodsLand Building
Minowa2025 · 55 transactions · 5 neighborhoodsLand Building
Tatsuno2025 · 22 transactions · 11 neighborhoodsLand Building
Aoki2025 · 4 transactions · 7 neighborhoodsLand Building
Minamiaiki2024 · 1 transactions · 0 neighborhoodsLand Building
Nagiso2025 · 6 transactions · 3 neighborhoodsLand Building
Achi2025 · 13 transactions · 6 neighborhoodsLand Building
Yasuoka2025 · 1 transactions · 0 neighborhoodsLand Building
Okuwa2025 · 4 transactions · 0 neighborhoodsLand Building
Matsukawa-Town2025 · 9 transactions · 4 neighborhoodsLand Building
Sakuho2025 · 3 transactions · 8 neighborhoodsLand Building
Urugi2024 · 2 transactions · 0 neighborhoodsLand Building
Otaki-Village2025 · 2 transactions · 0 neighborhoodsLand Building
Ikusaka2025 · 1 transactions · 2 neighborhoodsLand Building
Shimojo2025 · 1 transactions · 2 neighborhoodsLand Building
MunicipalityTotal modelLand / build
Nozawaonsen2 transactions · 4 neighborhoodsLandBuildNagano326 transactions · 146 neighborhoodsLandBuildMatsumoto281 transactions · 102 neighborhoodsLandBuildObuse13 transactions · 8 neighborhoodsLandBuildNakano-City44 transactions · 36 neighborhoodsLandBuildSuzaka42 transactions · 30 neighborhoodsLandBuildKaruizawa161 transactions · 7 neighborhoodsLandBuildShiojiri85 transactions · 34 neighborhoodsLandBuildOkaya54 transactions · 35 neighborhoodsLandBuildSuwa58 transactions · 21 neighborhoodsLandBuildShimosuwa25 transactions · 1 neighborhoodsLandBuildAzumino140 transactions · 21 neighborhoodsLandBuildHakuba30 transactions · 2 neighborhoodsLandBuildMiyota78 transactions · 7 neighborhoodsLandBuildUeda158 transactions · 82 neighborhoodsLandBuildChikuma70 transactions · 32 neighborhoodsLandBuildSaku174 transactions · 67 neighborhoodsLandBuildYamagata-Village5 transactions · 0 neighborhoodsLandBuildMiyada7 transactions · 0 neighborhoodsLandBuildSakaki4 transactions · 6 neighborhoodsLandBuildIida148 transactions · 82 neighborhoodsLandBuildTakayama-Village6 transactions · 4 neighborhoodsLandBuildIizuna9 transactions · 10 neighborhoodsLandBuildKomoro76 transactions · 37 neighborhoodsLandBuildChino95 transactions · 14 neighborhoodsLandBuildKomi3 transactions · 4 neighborhoodsLandBuildIna-City94 transactions · 41 neighborhoodsLandBuildToyoka6 transactions · 2 neighborhoodsLandBuildOmi4 transactions · 2 neighborhoodsLandBuildKomagane30 transactions · 16 neighborhoodsLandBuildTakagi6 transactions · 0 neighborhoodsLandBuildTateshina4 transactions · 6 neighborhoodsLandBuildTakamori12 transactions · 6 neighborhoodsLandBuildKiso-Village5 transactions · 3 neighborhoodsLandBuildChikuhoku4 transactions · 5 neighborhoodsLandBuildIkeda-Town-204818 transactions · 2 neighborhoodsLandBuildHara32 transactions · 0 neighborhoodsLandBuildNagawa5 transactions · 4 neighborhoodsLandBuildAgematsu6 transactions · 6 neighborhoodsLandBuildOmachi34 transactions · 6 neighborhoodsLandBuildIiyama53 transactions · 16 neighborhoodsLandBuildIijima9 transactions · 4 neighborhoodsLandBuildAsahi-Village17 transactions · 4 neighborhoodsLandBuildTomi32 transactions · 18 neighborhoodsLandBuildMinamimaki13 transactions · 5 neighborhoodsLandBuildKijimadaira4 transactions · 3 neighborhoodsLandBuildNeba1 transactions · 0 neighborhoodsLandBuildFujimi-Town52 transactions · 5 neighborhoodsLandBuildKiso-Town17 transactions · 6 neighborhoodsLandBuildMatsukawa-Village42 transactions · 0 neighborhoodsLandBuildAnan2 transactions · 5 neighborhoodsLandBuildOgawa-Village1 transactions · 2 neighborhoodsLandBuildOshika1 transactions · 2 neighborhoodsLandBuildYamanochi4 transactions · 4 neighborhoodsLandBuildShinano23 transactions · 8 neighborhoodsLandBuildKawakami3 transactions · 5 neighborhoodsLandBuildKitaaiki1 transactions · 0 neighborhoodsLandBuildSakae-Village1 transactions · 3 neighborhoodsLandBuildTenryu1 transactions · 2 neighborhoodsLandBuildOtari14 transactions · 1 neighborhoodsLandBuildNakagawa-Village2 transactions · 3 neighborhoodsLandBuildMinowa55 transactions · 5 neighborhoodsLandBuildTatsuno22 transactions · 11 neighborhoodsLandBuildAoki4 transactions · 7 neighborhoodsLandBuildMinamiaiki1 transactions · 0 neighborhoodsLandBuildNagiso6 transactions · 3 neighborhoodsLandBuildAchi13 transactions · 6 neighborhoodsLandBuildYasuoka1 transactions · 0 neighborhoodsLandBuildOkuwa4 transactions · 0 neighborhoodsLandBuildMatsukawa-Town9 transactions · 4 neighborhoodsLandBuildSakuho3 transactions · 8 neighborhoodsLandBuildUrugi2 transactions · 0 neighborhoodsLandBuildOtaki-Village2 transactions · 0 neighborhoodsLandBuildIkusaka1 transactions · 2 neighborhoodsLandBuildShimojo1 transactions · 2 neighborhoodsLandBuild

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-square-metre planning rate; ancillary costs are provisionally 10% of modeled construction cost.