FY2025 · FLAT 35 BORROWER SURVEY

Niigata average land and construction cost

Official averages for 76 Flat 35 borrowers in Niigata who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

Average required funds
¥46.3M
Average land acquisition¥9.3M
Average construction¥37.1M
Survey records
76

Home and lot sizes in the survey

Median lot area
206.3 m²
Average floor area
111 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 30-tsubo model

The table below is a planning model using 30 tsubo of land and 30 tsubo of floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Niigata-Chuo2025 · 209 transactions · 126 neighborhoods¥46.5MLand ¥10.2MBuilding ¥33M
Niigata-Higashi2025 · 123 transactions · 79 neighborhoods¥42.9MLand ¥6.6MBuilding ¥33M
Niigata-Nishi2025 · 173 transactions · 77 neighborhoods¥40.5MLand ¥4.2MBuilding ¥33M
Niigata-Akiha2025 · 67 transactions · 66 neighborhoods¥40.5MLand ¥4.2MBuilding ¥33M
Nagaoka2025 · 237 transactions · 277 neighborhoods¥39.9MLand ¥3.6MBuilding ¥33M
Niigata-Konan2025 · 84 transactions · 79 neighborhoods¥39.9MLand ¥3.6MBuilding ¥33M
Shibata-City2025 · 69 transactions · 83 neighborhoods¥39.6MLand ¥3.3MBuilding ¥33M
Tsubame2025 · 86 transactions · 97 neighborhoods¥38.9MLand ¥2.6MBuilding ¥33M
Niigata-Kita2025 · 71 transactions · 49 neighborhoods¥38.8MLand ¥2.5MBuilding ¥33M
Sanjo2025 · 70 transactions · 88 neighborhoods¥38.6MLand ¥2.3MBuilding ¥33M
Mitsuke2025 · 30 transactions · 29 neighborhoods¥38.5MLand ¥2.2MBuilding ¥33M
Niigata-Nishikan2025 · 35 transactions · 53 neighborhoods¥38.4MLand ¥2.1MBuilding ¥33M
Kashiwazaki2025 · 47 transactions · 99 neighborhoods¥38.1MLand ¥1.8MBuilding ¥33M
Kamo2025 · 12 transactions · 32 neighborhoods¥38MLand ¥1.7MBuilding ¥33M
Itoigawa2025 · 27 transactions · 40 neighborhoods¥37.9MLand ¥1.6MBuilding ¥33M
Ojiya2025 · 30 transactions · 28 neighborhoods¥37.6MLand ¥1.3MBuilding ¥33M
Joetsu2025 · 197 transactions · 203 neighborhoods¥37.5MLand ¥1.2MBuilding ¥33M
Tainai2025 · 24 transactions · 35 neighborhoods¥37.5MLand ¥1.2MBuilding ¥33M
Gosen2025 · 27 transactions · 48 neighborhoods¥37.5MLand ¥1.2MBuilding ¥33M
Yahiko2025 · 4 transactions · 12 neighborhoods¥37.5MLand ¥1.2MBuilding ¥33M
Uonuma2025 · 28 transactions · 43 neighborhoods¥37.5MLand ¥1.2MBuilding ¥33M
Agano2025 · 29 transactions · 53 neighborhoods¥37.4MLand ¥1.1MBuilding ¥33M
Seiro2025 · 15 transactions · 15 neighborhoods¥37.4MLand ¥1.1MBuilding ¥33M
Minamiuonuma2025 · 42 transactions · 67 neighborhoods¥37.4MLand ¥1.1MBuilding ¥33M
Niigata-Minami2025 · 24 transactions · 56 neighborhoods¥37.4MLand ¥1.1MBuilding ¥33M
Kariwa2025 · 2 transactions · 6 neighborhoods¥37.3MLand ¥1MBuilding ¥33M
Izumozaki2025 · 1 transactions · 7 neighborhoods¥37.3MLand ¥1MBuilding ¥33M
Yuzawa-Town2025 · 11 transactions · 6 neighborhoods¥37.3MLand ¥1MBuilding ¥33M
Tsunan2025 · 7 transactions · 8 neighborhoods¥37.3MLand ¥1MBuilding ¥33M
Murakami2025 · 23 transactions · 84 neighborhoods¥37.2MLand ¥0.9MBuilding ¥33M
Tokamachi2025 · 24 transactions · 58 neighborhoods¥37.1MLand ¥0.8MBuilding ¥33M
Sado2025 · 29 transactions · 72 neighborhoods¥37MLand ¥0.7MBuilding ¥33M
Myoko2025 · 41 transactions · 49 neighborhoods¥36.8MLand ¥0.5MBuilding ¥33M
Aga2025 · 2 transactions · 16 neighborhoods¥36.8MLand ¥0.5MBuilding ¥33M
Tagami2025 · 5 transactions · 6 neighborhoods¥36.6MLand ¥0.3MBuilding ¥33M
Sekikawa2025 · 2 transactions · 4 neighborhoods¥36.5MLand ¥0.2MBuilding ¥33M
MunicipalityTotal modelLand / build
Niigata-Chuo209 transactions · 126 neighborhoods¥46.5MLand¥10.2MBuild¥33MNiigata-Higashi123 transactions · 79 neighborhoods¥42.9MLand¥6.6MBuild¥33MNiigata-Nishi173 transactions · 77 neighborhoods¥40.5MLand¥4.2MBuild¥33MNiigata-Akiha67 transactions · 66 neighborhoods¥40.5MLand¥4.2MBuild¥33MNagaoka237 transactions · 277 neighborhoods¥39.9MLand¥3.6MBuild¥33MNiigata-Konan84 transactions · 79 neighborhoods¥39.9MLand¥3.6MBuild¥33MShibata-City69 transactions · 83 neighborhoods¥39.6MLand¥3.3MBuild¥33MTsubame86 transactions · 97 neighborhoods¥38.9MLand¥2.6MBuild¥33MNiigata-Kita71 transactions · 49 neighborhoods¥38.8MLand¥2.5MBuild¥33MSanjo70 transactions · 88 neighborhoods¥38.6MLand¥2.3MBuild¥33MMitsuke30 transactions · 29 neighborhoods¥38.5MLand¥2.2MBuild¥33MNiigata-Nishikan35 transactions · 53 neighborhoods¥38.4MLand¥2.1MBuild¥33MKashiwazaki47 transactions · 99 neighborhoods¥38.1MLand¥1.8MBuild¥33MKamo12 transactions · 32 neighborhoods¥38MLand¥1.7MBuild¥33MItoigawa27 transactions · 40 neighborhoods¥37.9MLand¥1.6MBuild¥33MOjiya30 transactions · 28 neighborhoods¥37.6MLand¥1.3MBuild¥33MJoetsu197 transactions · 203 neighborhoods¥37.5MLand¥1.2MBuild¥33MTainai24 transactions · 35 neighborhoods¥37.5MLand¥1.2MBuild¥33MGosen27 transactions · 48 neighborhoods¥37.5MLand¥1.2MBuild¥33MYahiko4 transactions · 12 neighborhoods¥37.5MLand¥1.2MBuild¥33MUonuma28 transactions · 43 neighborhoods¥37.5MLand¥1.2MBuild¥33MAgano29 transactions · 53 neighborhoods¥37.4MLand¥1.1MBuild¥33MSeiro15 transactions · 15 neighborhoods¥37.4MLand¥1.1MBuild¥33MMinamiuonuma42 transactions · 67 neighborhoods¥37.4MLand¥1.1MBuild¥33MNiigata-Minami24 transactions · 56 neighborhoods¥37.4MLand¥1.1MBuild¥33MKariwa2 transactions · 6 neighborhoods¥37.3MLand¥1MBuild¥33MIzumozaki1 transactions · 7 neighborhoods¥37.3MLand¥1MBuild¥33MYuzawa-Town11 transactions · 6 neighborhoods¥37.3MLand¥1MBuild¥33MTsunan7 transactions · 8 neighborhoods¥37.3MLand¥1MBuild¥33MMurakami23 transactions · 84 neighborhoods¥37.2MLand¥0.9MBuild¥33MTokamachi24 transactions · 58 neighborhoods¥37.1MLand¥0.8MBuild¥33MSado29 transactions · 72 neighborhoods¥37MLand¥0.7MBuild¥33MMyoko41 transactions · 49 neighborhoods¥36.8MLand¥0.5MBuild¥33MAga2 transactions · 16 neighborhoods¥36.8MLand¥0.5MBuild¥33MTagami5 transactions · 6 neighborhoods¥36.6MLand¥0.3MBuild¥33MSekikawa2 transactions · 4 neighborhoods¥36.5MLand¥0.2MBuild¥33M

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-tsubo planning rate; ancillary costs are provisionally 10% of modeled construction cost.