Prices in Japanese yen (JPY). K = thousand; M = million. Unit prices are per m² unless stated otherwise.

FY2025 · FLAT 35 BORROWER SURVEY

Niigata average land and construction cost

Official averages for 76 Flat 35 borrowers in Niigata who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

FY2025 · Custom homes with land
Average required funds
Average land acquisition
Average construction
Survey records
76

Home and lot sizes in the survey

Median lot area
206.3 m²
Average floor area
111 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 100 m² model

The table below is a planning model using 100 m² of land and the same floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Niigata-Chuo2025 · 209 transactions · 126 neighborhoodsLand Building
Niigata-Higashi2025 · 123 transactions · 79 neighborhoodsLand Building
Niigata-Nishi2025 · 173 transactions · 77 neighborhoodsLand Building
Niigata-Akiha2025 · 67 transactions · 66 neighborhoodsLand Building
Nagaoka2025 · 237 transactions · 277 neighborhoodsLand Building
Niigata-Konan2025 · 84 transactions · 79 neighborhoodsLand Building
Shibata-City2025 · 69 transactions · 83 neighborhoodsLand Building
Tsubame2025 · 86 transactions · 97 neighborhoodsLand Building
Niigata-Kita2025 · 71 transactions · 49 neighborhoodsLand Building
Sanjo2025 · 70 transactions · 88 neighborhoodsLand Building
Mitsuke2025 · 30 transactions · 29 neighborhoodsLand Building
Niigata-Nishikan2025 · 35 transactions · 53 neighborhoodsLand Building
Kashiwazaki2025 · 47 transactions · 99 neighborhoodsLand Building
Kamo2025 · 12 transactions · 32 neighborhoodsLand Building
Itoigawa2025 · 27 transactions · 40 neighborhoodsLand Building
Ojiya2025 · 30 transactions · 28 neighborhoodsLand Building
Joetsu2025 · 197 transactions · 203 neighborhoodsLand Building
Tainai2025 · 24 transactions · 35 neighborhoodsLand Building
Gosen2025 · 27 transactions · 48 neighborhoodsLand Building
Yahiko2025 · 4 transactions · 12 neighborhoodsLand Building
Uonuma2025 · 28 transactions · 43 neighborhoodsLand Building
Agano2025 · 29 transactions · 53 neighborhoodsLand Building
Seiro2025 · 15 transactions · 15 neighborhoodsLand Building
Minamiuonuma2025 · 42 transactions · 67 neighborhoodsLand Building
Niigata-Minami2025 · 24 transactions · 56 neighborhoodsLand Building
Kariwa2025 · 2 transactions · 6 neighborhoodsLand Building
Izumozaki2025 · 1 transactions · 7 neighborhoodsLand Building
Yuzawa-Town2025 · 11 transactions · 6 neighborhoodsLand Building
Tsunan2025 · 7 transactions · 8 neighborhoodsLand Building
Murakami2025 · 23 transactions · 84 neighborhoodsLand Building
Tokamachi2025 · 24 transactions · 58 neighborhoodsLand Building
Sado2025 · 29 transactions · 72 neighborhoodsLand Building
Myoko2025 · 41 transactions · 49 neighborhoodsLand Building
Aga2025 · 2 transactions · 16 neighborhoodsLand Building
Tagami2025 · 5 transactions · 6 neighborhoodsLand Building
Sekikawa2025 · 2 transactions · 4 neighborhoodsLand Building
MunicipalityTotal modelLand / build
Niigata-Chuo209 transactions · 126 neighborhoodsLandBuildNiigata-Higashi123 transactions · 79 neighborhoodsLandBuildNiigata-Nishi173 transactions · 77 neighborhoodsLandBuildNiigata-Akiha67 transactions · 66 neighborhoodsLandBuildNagaoka237 transactions · 277 neighborhoodsLandBuildNiigata-Konan84 transactions · 79 neighborhoodsLandBuildShibata-City69 transactions · 83 neighborhoodsLandBuildTsubame86 transactions · 97 neighborhoodsLandBuildNiigata-Kita71 transactions · 49 neighborhoodsLandBuildSanjo70 transactions · 88 neighborhoodsLandBuildMitsuke30 transactions · 29 neighborhoodsLandBuildNiigata-Nishikan35 transactions · 53 neighborhoodsLandBuildKashiwazaki47 transactions · 99 neighborhoodsLandBuildKamo12 transactions · 32 neighborhoodsLandBuildItoigawa27 transactions · 40 neighborhoodsLandBuildOjiya30 transactions · 28 neighborhoodsLandBuildJoetsu197 transactions · 203 neighborhoodsLandBuildTainai24 transactions · 35 neighborhoodsLandBuildGosen27 transactions · 48 neighborhoodsLandBuildYahiko4 transactions · 12 neighborhoodsLandBuildUonuma28 transactions · 43 neighborhoodsLandBuildAgano29 transactions · 53 neighborhoodsLandBuildSeiro15 transactions · 15 neighborhoodsLandBuildMinamiuonuma42 transactions · 67 neighborhoodsLandBuildNiigata-Minami24 transactions · 56 neighborhoodsLandBuildKariwa2 transactions · 6 neighborhoodsLandBuildIzumozaki1 transactions · 7 neighborhoodsLandBuildYuzawa-Town11 transactions · 6 neighborhoodsLandBuildTsunan7 transactions · 8 neighborhoodsLandBuildMurakami23 transactions · 84 neighborhoodsLandBuildTokamachi24 transactions · 58 neighborhoodsLandBuildSado29 transactions · 72 neighborhoodsLandBuildMyoko41 transactions · 49 neighborhoodsLandBuildAga2 transactions · 16 neighborhoodsLandBuildTagami5 transactions · 6 neighborhoodsLandBuildSekikawa2 transactions · 4 neighborhoodsLandBuild

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-square-metre planning rate; ancillary costs are provisionally 10% of modeled construction cost.