FY2025 · FLAT 35 BORROWER SURVEY

Kumamoto average land and construction cost

Official averages for 173 Flat 35 borrowers in Kumamoto who financed both land acquisition and custom-home construction. These figures do not represent every homebuyer.

Average required funds
¥45.9M
Average land acquisition¥9.6M
Average construction¥36.3M
Survey records
173

Home and lot sizes in the survey

Median lot area
248.1 m²
Average floor area
106.1 m²

Lot area is a median, while floor area and costs are averages. Do not read these as the size and cost of one representative property. Construction cost is planned cost; land cost may be a planned purchase amount or acquisition price.

Compare municipalities using one 30-tsubo model

The table below is a planning model using 30 tsubo of land and 30 tsubo of floor area, ordered from the highest modeled total. Published transaction counts use each municipality's latest year, generally 2025. It is separate from the prefecture-level borrower results above.

MunicipalityTotal modelLand and building
Kumamoto-Chuo2025 · 116 transactions · 70 neighborhoods¥51.7MLand ¥14.4MBuilding ¥33.9M
Kumamoto-Higashi2025 · 121 transactions · 59 neighborhoods¥45.1MLand ¥7.8MBuilding ¥33.9M
Kumamoto-Nishi2025 · 62 transactions · 39 neighborhoods¥43.9MLand ¥6.6MBuilding ¥33.9M
Kumamoto-Minami2025 · 76 transactions · 87 neighborhoods¥42.2MLand ¥5MBuilding ¥33.9M
Kumamoto-Kita2025 · 62 transactions · 76 neighborhoods¥41.5MLand ¥4.2MBuilding ¥33.9M
Mashiki2025 · 34 transactions · 19 neighborhoods¥41.2MLand ¥3.9MBuilding ¥33.9M
Kashima-Town2025 · 11 transactions · 8 neighborhoods¥41.2MLand ¥3.9MBuilding ¥33.9M
Ozu-Town2025 · 44 transactions · 20 neighborhoods¥40.6MLand ¥3.3MBuilding ¥33.9M
Koshi2025 · 91 transactions · 10 neighborhoods¥39.8MLand ¥2.6MBuilding ¥33.9M
Uto2025 · 34 transactions · 41 neighborhoods¥39.4MLand ¥2.1MBuilding ¥33.9M
Kikuyo2025 · 64 transactions · 14 neighborhoods¥39.3MLand ¥2MBuilding ¥33.9M
Gyokuto2025 · 3 transactions · 7 neighborhoods¥39.2MLand ¥1.9MBuilding ¥33.9M
Yatsushiro2025 · 84 transactions · 128 neighborhoods¥39MLand ¥1.7MBuilding ¥33.9M
Amakusa2025 · 40 transactions · 59 neighborhoods¥39MLand ¥1.7MBuilding ¥33.9M
Minamata2025 · 9 transactions · 30 neighborhoods¥39MLand ¥1.7MBuilding ¥33.9M
Yamaga2025 · 26 transactions · 34 neighborhoods¥39MLand ¥1.7MBuilding ¥33.9M
Mifune2025 · 28 transactions · 10 neighborhoods¥38.8MLand ¥1.5MBuilding ¥33.9M
Uki2025 · 25 transactions · 40 neighborhoods¥38.8MLand ¥1.5MBuilding ¥33.9M
Hitoyoshi2025 · 40 transactions · 42 neighborhoods¥38.6MLand ¥1.4MBuilding ¥33.9M
Nishihara2025 · 12 transactions · 4 neighborhoods¥38.6MLand ¥1.3MBuilding ¥33.9M
Oguni-Town2025 · 3 transactions · 4 neighborhoods¥38.5MLand ¥1.2MBuilding ¥33.9M
Tamana2025 · 25 transactions · 45 neighborhoods¥38.5MLand ¥1.2MBuilding ¥33.9M
Nagasu2025 · 7 transactions · 10 neighborhoods¥38.5MLand ¥1.2MBuilding ¥33.9M
Tsunagi2025 · 1 transactions · 4 neighborhoods¥38.4MLand ¥1.1MBuilding ¥33.9M
Arao2025 · 35 transactions · 33 neighborhoods¥38.3MLand ¥1MBuilding ¥33.9M
Kamiamakusa2025 · 12 transactions · 12 neighborhoods¥38.3MLand ¥1MBuilding ¥33.9M
Kikuchi2025 · 49 transactions · 43 neighborhoods¥38.2MLand ¥0.9MBuilding ¥33.9M
Nankan2025 · 3 transactions · 9 neighborhoods¥38.2MLand ¥0.9MBuilding ¥33.9M
Nagomi2025 · 8 transactions · 11 neighborhoods¥38.2MLand ¥0.9MBuilding ¥33.9M
Ashikita2025 · 6 transactions · 16 neighborhoods¥38.2MLand ¥0.9MBuilding ¥33.9M
Kosa2025 · 11 transactions · 20 neighborhoods¥38MLand ¥0.8MBuilding ¥33.9M
Minamiaso2025 · 13 transactions · 9 neighborhoods¥38MLand ¥0.7MBuilding ¥33.9M
Hikawa2025 · 5 transactions · 9 neighborhoods¥38MLand ¥0.7MBuilding ¥33.9M
Yamae2025 · 1 transactions · 2 neighborhoods¥38MLand ¥0.7MBuilding ¥33.9M
Taragi2025 · 3 transactions · 3 neighborhoods¥37.9MLand ¥0.6MBuilding ¥33.9M
Reihoku2025 · 3 transactions · 4 neighborhoods¥37.9MLand ¥0.6MBuilding ¥33.9M
Minamioguni2025 · 1 transactions · 0 neighborhoods¥37.8MLand ¥0.5MBuilding ¥33.9M
Aso2025 · 10 transactions · 17 neighborhoods¥37.8MLand ¥0.5MBuilding ¥33.9M
Takamori-Town2025 · 5 transactions · 4 neighborhoods¥37.8MLand ¥0.5MBuilding ¥33.9M
Asagiri2025 · 7 transactions · 7 neighborhoods¥37.8MLand ¥0.5MBuilding ¥33.9M
Nishiki2025 · 5 transactions · 2 neighborhoods¥37.7MLand ¥0.5MBuilding ¥33.9M
Kuma2025 · 5 transactions · 0 neighborhoods¥37.7MLand ¥0.4MBuilding ¥33.9M
Misato-Town-433482025 · 1 transactions · 13 neighborhoods¥37.6MLand ¥0.3MBuilding ¥33.9M
Yunomae2024 · 2 transactions · 0 neighborhoods¥37.6MLand ¥0.3MBuilding ¥33.9M
Mizukami2024 · 2 transactions · 2 neighborhoods¥37.6MLand ¥0.3MBuilding ¥33.9M
Yamato-Town2025 · 3 transactions · 12 neighborhoods¥37.4MLand ¥0.1MBuilding ¥33.9M
Sagara2025 · 3 transactions · 3 neighborhoods¥37.3MLand ¥0MBuilding ¥33.9M
MunicipalityTotal modelLand / build
Kumamoto-Chuo116 transactions · 70 neighborhoods¥51.7MLand¥14.4MBuild¥33.9MKumamoto-Higashi121 transactions · 59 neighborhoods¥45.1MLand¥7.8MBuild¥33.9MKumamoto-Nishi62 transactions · 39 neighborhoods¥43.9MLand¥6.6MBuild¥33.9MKumamoto-Minami76 transactions · 87 neighborhoods¥42.2MLand¥5MBuild¥33.9MKumamoto-Kita62 transactions · 76 neighborhoods¥41.5MLand¥4.2MBuild¥33.9MMashiki34 transactions · 19 neighborhoods¥41.2MLand¥3.9MBuild¥33.9MKashima-Town11 transactions · 8 neighborhoods¥41.2MLand¥3.9MBuild¥33.9MOzu-Town44 transactions · 20 neighborhoods¥40.6MLand¥3.3MBuild¥33.9MKoshi91 transactions · 10 neighborhoods¥39.8MLand¥2.6MBuild¥33.9MUto34 transactions · 41 neighborhoods¥39.4MLand¥2.1MBuild¥33.9MKikuyo64 transactions · 14 neighborhoods¥39.3MLand¥2MBuild¥33.9MGyokuto3 transactions · 7 neighborhoods¥39.2MLand¥1.9MBuild¥33.9MYatsushiro84 transactions · 128 neighborhoods¥39MLand¥1.7MBuild¥33.9MAmakusa40 transactions · 59 neighborhoods¥39MLand¥1.7MBuild¥33.9MMinamata9 transactions · 30 neighborhoods¥39MLand¥1.7MBuild¥33.9MYamaga26 transactions · 34 neighborhoods¥39MLand¥1.7MBuild¥33.9MMifune28 transactions · 10 neighborhoods¥38.8MLand¥1.5MBuild¥33.9MUki25 transactions · 40 neighborhoods¥38.8MLand¥1.5MBuild¥33.9MHitoyoshi40 transactions · 42 neighborhoods¥38.6MLand¥1.4MBuild¥33.9MNishihara12 transactions · 4 neighborhoods¥38.6MLand¥1.3MBuild¥33.9MOguni-Town3 transactions · 4 neighborhoods¥38.5MLand¥1.2MBuild¥33.9MTamana25 transactions · 45 neighborhoods¥38.5MLand¥1.2MBuild¥33.9MNagasu7 transactions · 10 neighborhoods¥38.5MLand¥1.2MBuild¥33.9MTsunagi1 transactions · 4 neighborhoods¥38.4MLand¥1.1MBuild¥33.9MArao35 transactions · 33 neighborhoods¥38.3MLand¥1MBuild¥33.9MKamiamakusa12 transactions · 12 neighborhoods¥38.3MLand¥1MBuild¥33.9MKikuchi49 transactions · 43 neighborhoods¥38.2MLand¥0.9MBuild¥33.9MNankan3 transactions · 9 neighborhoods¥38.2MLand¥0.9MBuild¥33.9MNagomi8 transactions · 11 neighborhoods¥38.2MLand¥0.9MBuild¥33.9MAshikita6 transactions · 16 neighborhoods¥38.2MLand¥0.9MBuild¥33.9MKosa11 transactions · 20 neighborhoods¥38MLand¥0.8MBuild¥33.9MMinamiaso13 transactions · 9 neighborhoods¥38MLand¥0.7MBuild¥33.9MHikawa5 transactions · 9 neighborhoods¥38MLand¥0.7MBuild¥33.9MYamae1 transactions · 2 neighborhoods¥38MLand¥0.7MBuild¥33.9MTaragi3 transactions · 3 neighborhoods¥37.9MLand¥0.6MBuild¥33.9MReihoku3 transactions · 4 neighborhoods¥37.9MLand¥0.6MBuild¥33.9MMinamioguni1 transactions · 0 neighborhoods¥37.8MLand¥0.5MBuild¥33.9MAso10 transactions · 17 neighborhoods¥37.8MLand¥0.5MBuild¥33.9MTakamori-Town5 transactions · 4 neighborhoods¥37.8MLand¥0.5MBuild¥33.9MAsagiri7 transactions · 7 neighborhoods¥37.8MLand¥0.5MBuild¥33.9MNishiki5 transactions · 2 neighborhoods¥37.7MLand¥0.5MBuild¥33.9MKuma5 transactions · 0 neighborhoods¥37.7MLand¥0.4MBuild¥33.9MMisato-Town-433481 transactions · 13 neighborhoods¥37.6MLand¥0.3MBuild¥33.9MYunomae2 transactions · 0 neighborhoods¥37.6MLand¥0.3MBuild¥33.9MMizukami2 transactions · 2 neighborhoods¥37.6MLand¥0.3MBuild¥33.9MYamato-Town3 transactions · 12 neighborhoods¥37.4MLand¥0.1MBuild¥33.9MSagara3 transactions · 3 neighborhoods¥37.3MLand¥0MBuild¥33.9M

Land uses each municipality's latest published transaction median. Building cost uses the prefecture benchmark converted to a per-tsubo planning rate; ancillary costs are provisionally 10% of modeled construction cost.